Car rental, Campervan, 4WD & Minibus Rental Excess Insurance Plans
- Covers the excess liability up to $6000 (depending on age of drivers) for your car rental damage including multi and single vehicle accidents (SVA), windscreens, lights, tyres, wheels, undercarriage and overhead damage.
- It doesn't matter what car rental company you use (it just needs to be licensed), and the policy covers compervans up to 4.5T.
- The Domestic Policy covers New Zealanders and overseas visitors travelling in New Zealand.
- The International Policy is for New Zealanders going worldwide..
- Luggage and personal effects covered up to $1500. (max. $500 per person)
- No distance restrictions from main residence (you can also use it locally).
- Relocation of car rental to the value of $500 if medically unfit to do so.
- Covers all eligible age drivers listed on the car rental agreement or authorised.
These plans are for New Zealanders and overseas visitors travelling in New Zealand.
For full details on all questions please refer to the Domestic Policy Wording.
Drivers' Age 25 to 74
+
Up to $4000 Excess Cover
- Plan A: Starts at $14.96 per day, $nil excess (down to $9.02 over 22 days)
- Plan C: Starts at $10.23 per day, $300 excess (down to $6.17 over 22 days)
+
Up to $6000 Excess Cover
- Plan B: Starts at $32.67 per day, $nil excess (down to $19.96 over 22 days)
- Plan D: Starts at $24.31 per day, $300 excess (down to $14.65 over 22 days)
Drivers' Age 21 to 24
+
Up to $4000 Excess Cover
- Plan A: Starts at $26.98 per day, $nil excess (down to $16.68 over 22 days)
- Plan C: Starts at $18.47 per day, $300 excess (down to $11.41 over 22 days)
Drivers' Age 18 to 20
+
Up to $1500 Excess Cover
- Plan E: Starts at $110.50 per day, $nil excess (down to $68.31 over 22 days)
Drivers' Age 75 to 99
+
Up to $1500 Excess Cover
- Plan E: Starts at $176.79 per day, $nil excess (down to $109.29 over 22 days)
* Plus get a 5% discount when you use your Air NZ frequent number up to 15 days.
Destination Worldwide for New Zealanders only going overseas (International Policy Wording):
This plan is for New Zealanders travelling and renting Worldwide.
For full details on all questions please refer to the International Policy Wording for New Zealanders only.
Drivers' Age 25 to 74
+
Up to $4000 Excess Cover
- International Plan $4000: Starts at $16.13 per day, $nil excess (down to $12.10 over 22 days)
Drivers' Age 21 to 24
+
Up to $4000 Excess Cover
- International Plan $4000: Starts at $29.53 per day, $nil excess (down to $22.15 over 22 days)
Drivers' Age 18 to 20
+
Up to $4000 Excess Cover
- International Plan $4000: Starts at $44.31 per day, $nil excess (down to $33.23 over 22 days)
Drivers' Age 75 to 99
+
Up to $4000 Excess Cover
- International Plan $4000: Starts at $49.03 per day, $nil excess (down to $36.78 over 22 days)
* Plus get a 5% discount when you use your Air NZ frequent flyer number up to 15 days.
Click here to see our Australian site for plans for Australia domestic and international travel.